Pin-Up KYC & AML Policy

Pin-Up applies KYC and AML measures to verify identity, prevent fraud, and deter the movement of illicit funds. These safeguards promote user safety and transparent operations in line with applicable Nigerian laws.

• Fair play and equal treatment of all users
• User safety through robust security measures and account protection
• Transparency in identity check and document submission
• Compliance with regulatory requirements in Nigeria

Every new account holder must complete ID verification before accessing full services. Verification may occur again during the customer lifecycle to confirm personal data remains accurate.

• Government-issued photo identification
• Proof of address linked to the account holder
• Confirmation of ownership of any payment method used
• Additional document submission where risk factors require it

Pin-Up implements security measures and internal controls to prevent money laundering, terrorism financing, and related illegal activity. These controls align with the Money Laundering (Prevention and Prohibition) Act, 2022, the Terrorism (Prevention and Prohibition) Act, 2022, NFIU guidelines, and licence conditions set by Nigerian gaming regulators.

• Transaction monitoring and review of suspicious activity patterns
• Automated detection rules and alerts for unusual behaviour
• Enhanced due diligence for high-risk profiles, events, or jurisdictions
• Review of large, complex, or unusual transfers and rapid movement of funds
• Dynamic risk scoring and periodic reassessment of customer risk
• Sanctions and PEP screening against relevant lists
• Reporting obligations to the Nigerian Financial Intelligence Unit and other competent authorities as required by law

Restrictions apply to preserve fair play and transparency and to support KYC and AML controls. Violations may lead to enforcement under this policy and applicable regulations.

• Operating multiple accounts or using another person’s profile
• Submitting forged, altered, or stolen documents
• Attempting to launder proceeds of crime or mask source of funds
• Manipulating systems, games, or transaction flows
• Sharing or selling account access or credentials
• Using third-party or anonymous payment instruments
• Identity misrepresentation at any stage of verification

Breach of this policy, refusal to complete verification, or indicators of suspicious activity may trigger risk-based action. Actions follow Nigerian legal requirements and licence conditions.

Measures may include temporary or permanent account suspension, freezing or confiscation of funds linked to suspicious activity, cancellation of bets or winnings, reporting to competent authorities where applicable.

Users must provide accurate and up-to-date personal data and complete verification promptly when requested. Additional document submission may be required to resolve queries or to complete enhanced due diligence. Only payment methods owned by the account holder may be used, and credentials must be kept secure for account protection. Users must promptly report suspicious activity or errors noticed on the account. Participation is limited to persons aged 18 years and above, and responsible gaming practices are encouraged.

Pin-Up upholds fair play and transparency to maintain a safe environment for betting and gaming. Controls protect the community and support compliance across identity check, transaction monitoring, and data handling.

• Compliance with KYC, AML, and CTF standards
• Confidentiality and protection of personal data under the Nigeria Data Protection Act, 2023
• Ongoing monitoring for suspicious activity and risk indicators
• Prevention of manipulation, collusion, and other unfair behaviour
• User support on safety matters and reporting obligations
• Shared responsibility between the operator and users
• Equal conditions for all users under applicable rules